Question:

What are some good ways to save money?

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As soon as I get money I spend it. What are some good ways to make yourself save money?

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  1. Put it in a savings account like ING. It will take you at least a day to get to it. You could also get rid of your credit cards and leave your bank card at home.


  2. Get a large jar. Put 20% of the money you come home with every night OR put all your coins in it. Better, get a trusted friend or a parent to keep the jar so you aren't tempted to take any money out. Do a couple of hours of extra work each weekend and put that money away. Always have a drink and lunch/snack with you so you don't have to buy anything when you go out. If you are going shopping and don't want to blow your cash only take a little bit of money eg. $25-$40. Get a friend to help you so they can moniter what you are doing. Get a subscription to a magazine if you buy it monthly and don't miss an issue. Try and plan activities that don't cost a lot. Car pool or take public transport. Shop when the sales are on.  

  3. If you don't want anything complicated, buy a plastic piggy bank or something, without an opening that you could take the money out of, then put half of your money into that.

  4. Buy nothing.... bank everything you have.. and dont carry cash in your pockets .. better yet decide to live your life below your means

  5. You have to start thinking S-M-A-R-T. What kind of cutbacks can you make? For example: I drink bottled water. Now at $1 a bottle on something that covers over 65% of our planet is not smart. So I bought one of those water filters that s***w into your faucet. I have bottles that I refil over and over again. I take them to work. Do you have a lot of small appliances around that house that are always on? I cut my electronic bill almost in half by unplugging all the clock radios and night lights. I also bought some of those florescent bulbs that look a lot like a regular bulb. These things use 80% less electricity than regular bulbs. You would be surprised, but these small things add up. I know I was spending money on the water filter and energy efficient bulbs but these things will pay for themselves in a month providing they pertain to you. If you really need the money right away start cutting back on your food costs. Romain noodles cost a dime and they taste just as good as campbells chicken noodle that costs $130 a can. Ok no chicken in romain noodles, but you are probably just missing about 4 tiny pieces of chicken. Put a brick inside your toilet 'chamber'. You will use a little lesser water each time you flush..Before you know it you will be ahead. Wanna be creative? Find yourself leaving lights on? Buy a motion sensor switch, the lights will turn on when you enter the room and will turn off (by a set amount of time) when you leave the room. I have one, they cost $15 at HomeDepot. Need new windshield wipers for your car? Who says you have to buy 2? You only need the new one on the drivers side, leave the old wiper on the passenger side.  So remember you have to start thinking S-M-A-R-T! Yours truly seahorsehawrey.

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