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What are the advantages & disadvantages of variable life?

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What are the advantages & disadvantages of variable life?

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  1. Doing some school research or something? An awful lot of these advantages/disadvantages questions.

    +: Potential for higher returns than UL because of market exposure.

    -: Potential for loss, non guaranteed death benefit, higher expenses (you pay M&E AND the underlying fund charges).


  2. Excitement in exchange for security...
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