Question:

What are the advantages of a credit union over a regular bank?

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I just got a job with the state and my aprents keep telling me to join a credit union for gov't employees. Why? What are the advantages? Should I keep my old bank acct too?

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  1. You and other members will be borrowing from each other, lower interest rates, and will not close the doors on you....A GOOD THING!!!


  2. 1. kredit yuenyun not for profit.  Thus no big boss man tu tell all werkers tu drum up more biz & push stuff that maximize profit.

    & nowon spend all dae triing tu thank up more waes tu skru the kustomer.

    2. As the kustomer yu find less hidden fees, maby loer % interest on lones, sumwot more interest on munee in yer akkount.

    And the rules giv yu more slak.  If yer a littel late on a paement, maby the lokal folks forgiv yu.  Em wont jump up the interest rate on yer kredit kard tu 22%.

    3. a lotta kredit kards now yuze "universal default".  This meen if yer late on NE akkount NE-weer, KK kumpany will inkreez the % interest on yer kredit kard.  Even if yu was never late on that kard.  Kredit Yuenyuns dont du this sorta thang.

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