What are the best options for student loans for incoming Freshman?

Question

I am about to attend Ball State University, and I am having trouble . The cost of tuition and room and board equals to 16000, and i have a grant for 2000. I am taking out a subsidized Stafford Loan for $3500 thats all i have come up with, What are my best options to take out the rest of the money? (ie interest, repayments, etc. )

Answer 1

When applying for student loans, the borrower should realize the following basic attributes of the prospect loan such as the procedures, legal dynamics and basic attributes of the finance company or the loan itself. Interest rates, payment options, incentives and origination fees should be understood by the borrower very well.

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However, financing companies deem students as high - risk costumers since the students does not have definite source of income to repay the debt. Some companies will require the student to furnish documents that will serve as proof or evidences that the student applying for the loan is capable to repay the debt. This is what we call credit history.