What are the difference between the 3 credit scores?

Question

What are the difference between the 3 credit scores?

Answer 1

The only credit score that lendersuse is a FICO score.   When you pay for your FICO score, your information is pulled from the 3 national credit bureaus....Equifax, Experian and TransUnion. Your credit reports may have subtle differences which is the reason for different scores.  

For example, one credit card may not report to a certain bureau or negative entries may only report to two bureas. This is the reason you may have three different scores.

Answer 2

Equifax, Experian and TransUnion each have different creditors reporting to them and different algorithms for computing a score.

Also, each have different possible "mistakes" on your report. But all lenders do NOT use FICO. FICO does monitor all three of the reporting agencies.

See the article below.