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What are the roles of banks in infrastructural decay and the development of the nation?

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i am working on essay please help!

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  1. You cannot get First Bank's money that easily, so work hard on your essay.. No short cuts.. Originality matters


  2. I think banks charging too high interest rates (profit targets) - thus increasing costs of financing and consequently limiting speed of development a bit.

    But banks also have some positive role too.
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