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What are the types of insurance and its functions?

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What are the types of insurance and its functions?

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  1. Seems like a question you could google and find an answer for in a second.


  2. In general, insurance offsets financial risk of loss.  You can insure just about anything where the risk of loss can be predicted, and someone is willing to pay the premium to someone willing to take that risk.  

    Basic Types:

    Health

    Life

    Diability

    Work Comp.

    Fire

    Property

    Liability

    Auto

    Ocean Marine
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