What are typical Employee benefits?

Question

I am interested in a job and I am going to call the HR Director tomorrow to discuss employee benefits. What should I ask about (even if I don't think they offer it)? I just want to make sure all my bases are covered. Here's what I'm thinking:

1) Holidays paid off? Which ones?

2) Vacation - how many days? How are they accrued?

3) Health Insurance - HMO vs. PPO? Monthly deduction? How much?

*Waiting period (i.e. 30, 60, 90 days).

4) Dental Insurance - HMO vs. PPO? Monthly deduction? How much?

5) Vision Insurance?

6) Short Term Disability?

7) Long Term Disability?

8) Life Insurance?

9) Any Profit sharing? or 401K?

10) Personal Days and/or Sick Days?

Any thing else that I'm not thinking of???

Answer 1

I have met this sort of situation before,here is the resource I found helpful.http://health-insurance.tips4free.info/h...

Answer 2

omg! yeah, follow reds advice! I mean, I know you want to know all these things and they are very important, but holy **** Batman yer givin me a headache! LOL!! j/k.  Let them tell you all that's available and since you're calling to discuss these things, that's probably what they will cover.  You could have your list in front of you and check them off as they go so when you're asked if you have any questions you will remember which ones weren't covered.  but, anyways, I think you have all the bases covered.  your question just comes off uhhmmm....kind of 'in  your face' and you've yet to be offered a job.

Good luck though!

Answer 3

Don't ask about all of that until you are actually offered a job! To ask before you are offered a job will make them not want to hire you because it seems you only care about what's in it for you and wouldn't be a good employee. If you are offered the job, then you can ask all your questions.  If you've already been offered the job and are thinking about it and want HR to answer your questions, then your list sounds good but you can lump short and long term disability into one and just ask about disability benefits. Also ask how reviews and raises are conducted with the company (ie., is there an annual performance review that is tied to some cost of living increase or raises).  But again, don't ask anything about what's in it for you until you are actually offered the job!