What can i do to get help of gettin rid of my debt?

Question

I know there is credit counseling but that wont help me get the money i need! Right now i don't have a job yet so that's a loss! I don't have that much except like 4 thing plus like 3 medical bills that are small. But still.

Answer 1

Call up your creditors and explain your situation to them. They will work out a payment plan with you. Hard to do this without a job tho. Best solution is to get a job asap and then work something out with your creditors.

Answer 2

Well you should go and talk to a professional such as a bank and get tips on how to lose it or buy assets, but in the mean while just get a job and use some of the money to pay it off and use the rest for personal items

Answer 3

As Dave Ramsey would say: "What you have in an income problem!"  Go find a job, even if it's something at a lower pay rate than your last job so that you get some money coming in.  When you aren't working, go look for a better job which would solve your income to debt ratio problem.

If you have credit cards that you owe on, let them hang for a while.  You just don't have the money to pay them.  For the medical bills, set up an appointment with the billing administrator at the medical offices you owe money to.  Thank them for their exceptional services and be honest with them.  Let them know about your situation and let them know that you are looking for a job, and that you really want to pay them back but are unable to pay them at the moment.  Let the administrator know that, as soon as you find a job, you will be in contact with them so that you can start paying the debt when you start getting paid.  Who knows?  If you have insurance and the insurance has already paid most of the bill, the administrator may find a way to forgive the debt altogether, or reduce the amount owed, based on your circumstances.  But you need to be extremely kind, grateful, and financially transparent with the billing administrator.

Answer 4

do a few surveys on suveyvault.co.uk

Answer 5

You have many options for getting rid of your debt:

1. Getting a job and use the money to pay off your debt.

2. Cutting out all entertainment and other unneeded expenses (ramen noodles don't cost a lot to eat unlike a lot of other foods) and putting it toward your debt.

3. Convince some poor sap to pay it off for you

I suggest numbers 1 or 2