What credit card fraud cases are SERIOUSLY investigated by the bank? Ie. make them want a police report.?

Question

Is there a certain dollar amount that makes them investigate? Would a $5,000 fraud on a card be enough for them to really investigate on it's own?

Have heard of cases from others where the bank just had them sign the forms and that was that. Others they wanted a police report too. Basically what makes the situation one or the other? Is it a dollar amount? Or is it something else that makes them think they can recover funds, such as some detail of how it went missing/got compromised?

Also have a related question up involving local police if anyone wants to answer that too.

Answer 1

As I said on your other question, it really depends on the circumstances.  Have you considered posting the details of the exact situation?

Answer 2

They always want a police report.

Regardless of the amount.

I had a credit card stolen and fraudulent charges reached 500 before the bank shut the card down for unusual activity.  

I still had to file a police report and submit it.

Besides, the chances of getting the person who stole my card are slim, but they would never get caught and charged with a crime with out a police report. Sure, I was not responsible for the 500 in fraudulent charges....but these people stole from me and they stole from businesses using my name! I want their f***y's in sling! If there is a 1 in 1 million chance of these crooks getting caught and charged - I'll take it - and file the police report.

If they stole 5000 in your name and you don't want to file a police report --- it makes me question if your card was actually stolen. Some crook used your name - your reputation to steal from someone else (a business) and that does not make you mad? It does not make you made enough to file a police report? Something don't smell right with that.