What credit report score (company) can I use to get the closest score that my lender is using? ?

Question

bascially my lender has my score at 650, but with my experian credit report with the three scores I have a middle score of 706. I understand scores from lenders can be different, but far off as 50 point? What credit report can I look at that would have the same score as the lenders?

Answer 1

The official score is at myfico.com.  This should be the one the bank is using.  BTW, it's not free to see it - you have to pay.