What do I do with all of my medical debt?!?

Question

Back in Dec. I got into a car accident from a DUI and totalled my car. Unfortunatly I was left with a dislocated hip and no medical insurance to help with the 20+ grand in medical bills. I did have full coverage in auto insurance but they only paid for a grand in medical bills. I also have a few unpaid medical bills from a year ago, so in all I owe 25+ grand just in hospital bills. I'm stuck with a ton of bills, costs of a DUI, and I'm a 24 year old college student who doesn't have enough $$ to cover these costs. What do I do?!?!

Answer 1

Hospitals will set up payment plans with you where you pay a very low amount each month. You will pay for a long time, but at least it's possible this way.

Another possibility is declaring bankruptcy. I don't think you would have to pay more than 10% of your income towards the debt monthly once you declare.

Answer 2

were you the drunk? if you consider this your payment to society. leave school and get two jobs and stop drinking and driving.