What does 10-20-10 mean on auto. ins.?

Question

What does 10-20-10 mean on auto. ins.?

Answer 1

Wow, that last answer could not be more wrong.

First number is your bodily injury limit per person. Second number is your bodily injury limit per accident. Last number is your property damage limit. These are all _liability_ limits. That is, they protect you when you cause someone else a loss.

Answer 2

up to 10,000 for your bodily care

up to 20,000 for the other cars passenger care

up to 10,000 for your car care

they will cover and pay

Answer 3

10,000 per person for bodily injury (meaning to give people who get hurt in an accident you cause)

for a total of

up to 20,000 bodily injury all together for the accident (aka- if 3 passengers are injured... they cant each get 10,000.. 20,000 is your limit for the whole accident)

10,000 for property damage your cause (damage to other vehicles)

please please please consider getting higher... ive seen peoples lives become ruined b/c they only had 10k in property damage.  What if you total a 25k car? you still owe 15,000 out of pocket!