Question:

What does an credit repair person do to help you

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What does an credit repair person do to help you

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  1. Nothing that you can't do yourself! I had wanted to improve my credit and had talked to different companies; all of which PROMISED to improve my credit all for the low low cost of a couple grand. Ridiculous! To me, it is silly to pay that kind of money (which I didn't have anyway) when with a little effort, I can do it myself. I got a "Do It Youself" credit guide online (that my husband's friend had used sa well and recommended to me) www.buildmycreditscorefast.com/guide I have only just started but so far on Experian, I have gone form 14 negative marks to just 3....and it showed me that all of these are suppossed to fall off by April 2009. I am now moving on to Equifax and TransUnion. I hope that this has helped :)  


  2. They challenge your debts and credit flaws.  When you challenge a flaw the person accusing you of the flaw has to respond.  The person fixing your credit continues to challenge them hoping to wear them out from rebuting.  If they do not rebut and prove your credit history it is removed.  OR dropped.  You can do it yourself it's very easy it just takes persistance.  Considering what you are up against it's sometimes easier to pay someone else for their efforts.

  3. Nothing most are just rip offs

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