What does insurance cover for a church, can congregations do electrical & carpentry w/out worry?

Question

What does insurance cover for a church, can congregations do electrical & carpentry w/out worry?

Answer 1

There is only one answer to this question - you have to read your church's insurance policy and see what it says and act accordingly.   There is no law (at least not in the US) that says this sort of work has to - or does not have to - be covered by insurance.  And, policies are different.

READ THE POLICY - it's the only way you can answer this question.