What does it mean to "be on your parnets auto insurance policy?"?

Question

Is it legal? How much can you save? The title of the car is in my name, should it be in their name?

Answer 1

I would like to recommend you possess as much information as you can before taking action,here is a good place for that purpose.http://car-insurance.easyideas4u.info/ca...

Answer 2

If your living at their residence, you must be listed as a driver or an excluded driver.

Normal policies require that the owner of the insurance policy is on the registration.  Check the coverage on your parents policy or contact their offices.

Answer 3

yes it legal. you are probably listed as a secondary driver or and additional primary. adding a driver to and existing policy is considerably cheaper than having your own policy (in most cases)

Answer 4

It means you are under 18, and live with your parents, and have a drivers license, and they have added you to their policy.

Answer 5

It means if you get in an accident you will have to stick your head between your legs and kiss your a** goodbye cause your parents are gonna kill you. Drive Careful. GOOD LUCK!! :)

Answer 6

you can usually save a bit of money by being on your parents auto insurance basically they add you and your car to thier policy which means they arefinancially responsible for you and your car if you get into an accident the reason it is cheaper to do it that way is age they are older and usually have a much better driving record since you dont usually havemuch of  a driving record until you are about 18 or so you wont get teh discounts that your parents will get, an easy way to find out how much you can save is go to giecos website and get a quote and then ask your parents how much thier insurance went up or would go up by adding you to thier policy

Answer 7

if the title was in their name and you listed as a partial driver the insurance would be a lot cheaper,and yes its very legal to do this,sometime its the only way younger people can afford to drive a  car,insurance is high on younger drivers now days,but if they agree to do this it would be a good idea,it would save you a whole lot of money,good luck.