What does "people with moderate means" mean?

Question

As in question. Is it a polite way to indicate the poor? or it really means typical middle class?

Answer 1

more middle class than poor

Answer 2

It means they are not rich, and not terribly poor.  They probably struggle, but not quite middle class, as they are considered to be pretty comfortable.  I wouldn't say quite poor, either, but lower middle class.

Answer 3

It is a polite way to indicate people who have to watch their pennies, who can't afford luxuries.