What exactly is checked on a FCRA background check?

Question

I signed permission to do a background check pre-employment. It is the FCRA background check. I have shady credit only because I had bankruptcy 3 years ago. I was told that cannot be a reason to not be hired.

What else may be checked? I have no criminal background but was fired from a job 16 years ago for illness/missed work.

My last employer said she has not heard from anyone yet and the application/FCRA background check permission was filled out online on 7/31.

I ran a credit check yesterday and there was no inquiry on it.

I called recruiting Friday and they said that they couldn't tell me anything but that my application was there and active.

Answer 1

As a senior member of a background screening company, an FCRA compliant background check can include a number of services.  The services you have listed are certainly some of them.  

You are also correct in that a discharged bankruptcy cannot be utilized in a hiring decision.

It is highly unlikely that a job from 16 years ago will be checked.  I am under the opinion that the firm has perhaps not requested a background check be performed as of yet.