What happened if vehicle title branded salvage? but the damage is only a dent at the rear end of the car?

Question

I live in PA, but according to my insurance they branded my van as total loss because of the 50% cost for damage, which is only the dent at the rear end of my van (size of basketball dent ) van is in good running condition no other damage,86,000 mileage. my insurance is Essurance.

Answer 1

Regardless of the state you are in, a Salvage Title means that your vehicle was already once deemed a total loss. The salvage title reduced the value of your car by half.

When you insurance company makes you the offer for your totalled van, You can take the offer and still keep your van.  You company then will probably only allow you to have liability coverage (no comprehensive or collision)

Answer 2

That means if your vehicle is in another accident, they are only going to pay you  50% of what the damages are worth. Your car is considered to be darn near worthless. If you have full coverage, you might as well take it off because you're just wasting your money paying for it.

Answer 3

The answers vary by person.It would be a good idea to hear several of them and see the differences.Here is a good one.http://carinsurance.expertsupport.info/a...