What happens if i get into an accident when i just got my lisence & am under 18 & wasnt insured on my moms car

Question

i was driving my mother to the emergency room when i had to reverse to make the turn, nobody was behind me and a car came speeding around the emergency ramp and didnt stop in time before shehit my reversing car, i have only had y license for less then a month and was not on my mothers insurance and am under 18 is anything going to happen to me or my lisence or my wallet... or will the insurance company take care of it. it completly ooks like my fault no one will know that he was speeding and she told the police i had backed into her and i hat eto say so but he is going to be more beleivable because i am younger and just recently got my license

Answer 1

not too sure here but if you was driving your mom to ER that should give you resonable excuse, but just have to wait and see

Answer 2

First I would go back and repeat grammar school english. Then I would stop driving because the cops have your description.

Answer 3

In a situation like this one, I would believe that the judge and the insurance company would take this into consideration.

The worst thing would be that you would be facing a fine, suspension of your license and would be responsible for all damages............................

Answer 4

hmmm my best bet would be to ask the hospital to see about gettin a clip of there security cameras for proof.....logically they should have cameras in that area

and no i dont think u should worry too much about losing your license

Answer 5

Did you get a ticket?  The judge will decide.  It sounds like to me, as I had an accident when I turned 16, the car is insured but you were not.  Your mom may be able to work it out with the insurance company.  In my case, the insurance paid but they told my parents that they would not be insured with them if I drove their car again before I was 18.  Nothing happened to my license because I was not cited.  I had an accident on the freeway and totalled my car but didn't hit anybody and the next day I hit a car with my dad's other car.  OUCH!  He brought home guys from the office to hold him back.