What happens if your credit card gets charged but there is no money on it left?

Question

eBay sent me a monthly invoice saying that they will automatically charge my credit card within 5-7 days. The amount is only $1.75 and I did not even sell the item, which is a total ripoff. Anyway - I have no money on my credit card. What will happen?

Answer 1

You will get an overdraft fee. Or, the card will be declined.  It just depends. You might call the credit card company.

Answer 2

do you mean your credit card is maxed out, with no more available funds?  the charge of $1.75 will probably be denied.

Answer 3

Your posting is confusing. A credit card doesn't have "money left on it". It's a line of credit with a limit. Do you mean to say you have exhausted your limit? Did you mean to say Debit Card? These are two distinctly differing bank products.