What happens of you dont pay overdaft? And can i sue this person? what should i do?

Question

well i was scammed,thinking that a friend of a friend was gonna put a money transfer of 3500 dollars into my account.what happend was that the day before the money was transfered to my account he asked for me to go to the bank machine atm at bank of america and do a check inquiry for 3500. so they was gonna look for a check of 3500 dollars but no check was put in there...the next day i had 3500 dollars in my account and i thought it was the transferd money at the time. i took it out and gave it to the friend.2 months later i find out that that was just a temperory money credit and that it was reversed so they took the 3500 they gave me which i thought was the money transfered and now my account is negative 3100. the took what little i had in my checking acount.

Answer 1

go to the bank and tell them about the scam while you are at it ask about prosecuting the person that has the money for fraud.

Answer 2

The scam you fell prey to is a common one. For it to work, the victim must be greedy and naive, much like the Nigerian scams.

If you can find the person who gave you the bogus money transfer, you can file a civil suit for the money you are out.

But don't expect a lot of sympathy from the judge, who is likely to figure that you bear at least some of the responsibility.

Answer 3

you can sue, but you will probably never see a dime. next time dont try to get money for nothing, but hey if you send me 10k i'll give you a check for 5 billion.

"dumbasses" will they ever learn