What happens when someone writes me a bad check over $6,000.00

Question

I sold a piece of equipment to someone out of state. I misplaced the $6,000.00 check for 11 months and forgot about it due to parents with terminal cancer and their care. I recently found it and mailed it to one of my out of state banks. It did NOT have an expiration date, like many business checks require you to cash within 90-days or void. The check bounced. I got a $8 bank fee for HIS bounced check. Does this automatically go to law enforcement or do I have to hire an attorney to recover the bad check? Am I entitled to more than the amount on the check? The seller should have called me if he KNEW I didn't cash the check for this long. He obviously thought I lost it or something and thought he could get away with it. He wrote a personal check with the letters "ARDL" after his name. I don't know what that means. I'm in MN. Guy with bad check is in AR. My bank is in FL.

Answer 1

A personal check is good for six months.

If I were you I'd be VERY polite to all concerned, since there is no obligation on the part of the check-writer to write you another, or for the bank to honor an "out-of-date" check.  Try to remember it wasn't a "bad check" until you had held it without doing anything at all with it for six months! If you call it a "bad check" to the guy or the bank, I suspect you can say goodbye to your money.  Try not to overlook the fact that fundamentally, this was your fault...Sorry, but it's true!

My sympathy for having to deal with a sick parent, but almost everyone in the world has to deal with the same situation eventually...

Answer 2

1. Yu gotta tri tu get the munee from huever rote the chek.

2. Yu forgot bout 6000$ for 11 months???????????????

3. kleerly the chek riter figger yer never gonna kash the chek.

4. so many thangs kan chaenj in 11 months, him mite get nu job that require him tu muve 5,000 miles awae.

5. Yu spekt him tu pae penaltee kauz yu forgot the chek??????

6. yer in Minn & yer bank in Florida????

Answer 3

Have you attempted to contact this person and ask them to send you a new check?

They may have simply changed banks in the intervening 11 months and forgotten about the one outstanding check they had given you. I think you're being overly suspicious to be talking about law enforcement. Give the person at least *one* chance to make the purchase good before you start assuming he's a scheming criminal.

Answer 4

6K............you forgot.............you better be nice to the guy who wrote it.........it doesn't appear to be a bad check.......looks like you didn't pay attention to business........who's fault is that?..........the seller has no responsibility to hold your hand and/or drive you to the bank....better be nice.......or he could tell you to suck it up and move on.........