What happens when your late on your mortage payment while going through chapter 7?

Question

I just filed chapter 7, and now I'm going to be late on my house payment only like 2 days past my grace period, but I'm scared, because I'm not sure what will happen, because I was reafirming on my house, can I still do that even with my payment being 2 days late??????

Answer 1

Yes don't fret it. If you are mailing the payment overnight it.

Answer 2

Technically, while they will charge you a late fee, it is not "late" til it hits 30 days delinquent.  Try to call them, and do a one time payment over the phone.   ***

Answer 3

Yes, just get it in as soon as possible, and if I were you send it out next day, with receipt, so that you know they received it.  Try to stay on top of things, and make sure you stay on time from this time forth.