What is a CEASE AND DESIST LETTER and how do I write one and send it to the collector?

Question

What is a CEASE AND DESIST LETTER and how do I write one and send it to the collector?

Answer 1

Your name

Your street address

Your city

Date

RE: Account no.

Dear Sir/Madam,

This is to request you to CEASE and DESIST from your efforts of collecting debt payments on the above referred account. I would like to work with the original creditor of the account rather than collection agencies.

You are hereby instructed in accordance with the federal and state laws, to stop all collection efforts immediately or face legal sanctions.

Your Name

Your Address

City, State, Zip

(Sent via CERTIFIED RETURN MAIL #123 456 789 with RETURN RECEIPT)

Date:

*** Collection Agency/Law Firm

**** Main Street, #100

City Name, USA 10021

Re: File #0000000 - ABC Lenders- #************

-For: $6655.55

Dear Debt Collector /Debt Collector Attorney:

This will serve as your legal notice under provisions of federal law, the Fair Debt Collection Practices Act (FDCPA), to cease all communication with me in regard to the debt referenced above.

If you fail to heed this notice, I will file a formal complaint against you with the Federal Trade Commission who is responsible for enforcement, the States Attorney General office and/or the American Collectors Association or local State Bar Association.

I/We have decided that we do not desire to work with a collection agency under any circumstances. I/We will contact the original creditor to resolve this matter directly, as circumstances warrant.

You are also notified that should any adverse information be placed against my/our credit reports as a result of this notice that appropriate actions will be taken. Give this very important matter the attention it deserves.

Sincerely,

Your name

PAY DUE ATTENTION TO THIS LETTER..

Cordially,

Your Signature

Your Name

Answer 2

http://www.debtconsolidationcare.com/tem...

Try this one...

Answer 3

Go to the Fair Credit Act website which gives you examples of letters to write to creditors.

Answer 4

go to the www.ftc.gov site, search on fair debt.

it will tell you what you need to do.