Question:

What is a credit card that I can apply for that I would be easily approved for?

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I don't have any credit at all because I'm only 18. Thanks for your help!

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5 ANSWERS


  1. Get a secured card.  Go to bankrate.com to see which card has the best terms.  Orchard Bank is a good program If I remember correctly.


  2. Providian is another good one.  But please keep in mind that often credit card companies take advantage of young people and offer them credit at rediculous interest rates that can never be paid off if only the minimum payment is made every month.  Be careful!

  3. A store card like Sears is a good way to get started.

    After a few months of paying the store card on time, the big guys (Visa, MC, AmEx) will take a chance on you.

  4. Try Discover card./

  5. Try a capitol one card. Also try Orchard Bank.  

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