Question:

What is a decent credit score?

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What is a decent credit score?

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  1. A score of 680 and up will open most doors for you.

    http://www.badcreditfixup.com/credit-sco...

    It sounds high but you will be amazed how easily you can get that score.


  2. Ideally 700+ will get you the most better than prime rates

    The high 600's will get your prime and the lower 600's will get prime plus a few points.

  3. 670 +

  4. 650 & up.

  5. Per the largest credit union in Oklahoma scores rank as follows;

    Elite 740 & up

    Prime 700-739

    Preferred 660-699

    Standard 625-659

    Sub-prime 624 & under.

    Always remember score means nothing if you do not have the profile to back it up.

    I look at credit every day and see people every month with very high scores that can not buy a car because their score is based on 1 credit card with a $500.00 limit paid 15-times and a couple of student loans.

    While this profile generates a great score it does not show the ability or willingness to actually pay anyone.

    To have the very best score and profile people need 3 credit card accounts (revolving) with balances below 30% of their credit limits and 2 cars, boats, homes, computers, furniture or personal accounts (installment) all with good long pay history's.

  6. 650

  7. 650 and up

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