What is a good $15,000 investment?

Question

I've worked hard and saved up $15,000 and I want to invest it. The trouble is that the market has been going down, and I just can't bring myself to put money into it. Also, I want my money to keep bringing income back to me every month. What is the best investment (best return) I can put it into?

Answer 1

There is no such thing as a best investment because their are so many different investments with different levels of risk and return. Remember that the most widely accepted doctrine with investing is diversification, that is important. Do not put all $15,000 dollars into one investment because if it backfires then your loss is substantial but if you have $15,000 spread across different investments based on your financial situation and financial goals, then you can minimize risk and increase diversification. I would advise you to read Mutual Funds for Dummies and Personal FInance for Dummies, both are very good books to read.

Answer 2

Learn;

Dollar Cost Averaging

Asset Allocation

Position Sizing

Time Horizon

Risk Tolorence

Read;

Mutual Funds For Dummy's

DON'T;

Take specific tips from any strangers whose qualifications and motives can never be known by you.

Don't ever buy investment products from banks or insurance companies.

Don't buy insurance products as investments.

Forex is inappropriate for almost everyone.

Answer 3

Eventhough market is falling it is showing the glimpses of coming back on its own. There are too many stocks that are available cheap. A good investor would enter at this hour in to the market and start buying. You can sell it after sometime when buyers begin to dominate.

Answer 4

It sounds like you are afraid of the market, in your case I would recommend high yield bond etfs, there are quite a few to choose from so do your homework online before you do anything, but most of them pay dividends every month, just remember it will be counted as regular income.

Answer 5

Sounds like you don't want risk, so a savings account is pretty much all you can use.  If you're planning to keep them for 10 years of growth equity, precious metals, and energy.

Answer 6

Try investing in forex

see why here:

http://forex.lem4.com

Answer 7

GE is very conservative,diversified ,safe.Presently the shares trade at a two years low .It pays dividends and is a long term investment.&&&&&&&&&&&&&&&&&&&&&& General Electric Company (GE) operates as a technology, media, and financial services company worldwide. It operates through four segments: GE Capital, Energy Infrastructure, Technology Infrastructure, and NBC Universal. The GE Capital segment offers an array of products and services that include commercial loans, operating leases, fleet management, financial programs, home loans, insurance, credit cards, personal loans, and other financial services. The Energy Infrastructure segment involves in the development, implementation, and improvement of products and technologies that harness various resources, such as wind, oil, gas, and water. The Technology Infrastructure segment focuses on building healthcare, transportation, and technology infrastructure. The NBC Universal segment develops, produces, and markets film, television, news, sports, and special events. http://finance.yahoo.com/q/pr?s=GE