Question:

What is a good company to get life insurance?

by Guest33720  |  earlier

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What is a good company to get life insurance?

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  1. Hi, for this question here is the answer ,when to find  good insurance company  through the other sites it may helps to get more information, I checked other links found on google and found more information on this subject, good luck http://www.daycaresurvey.com


  2. In addition to the above answer, a company whose agent is more concerned about you and your situation than the commission check they will receive.

    Lower price does not always equal better value.

    Higher price does not always equal better value either.

  3. There are many good companies but they don't all write policies in all states. Also, a company that's best for one type of life insurance may or may not be best for another type. You'll need to visit a local independent agent that works with the major plans in your area to find the best policy for your situation and budget. The agent can also help determine what face value you need.

  4. It would depend on a lot of factors.  One common factor would be company strengths and ratings. The stronger the ratings the better. (Ratings = AM Best, Standard and Poors, etc.)  Also, consider if that company has other interests besides insurance.  Some companies have had down turns recently because they had financial interestin the credit market.  

    Other factors that would need to be considered are what we call underwriting factors.  Each company will underwrite you a bit differently depending on your age, gender, family history, overall health, and personal history.  If you would like a list of good companies to work with here are some we use.

    AXA

    American General

    The Hartford

    ING

    Transamerica

    Prudential

    Metlife

    Lincoln Life

    Genworth

    Principal

    Sun Life

  5. “Good” can only be judged by what is good for you—your specific needs. Generally, though, it’s always “good” to talk to an insurance broker. A broker works with several companies and can find the best rates and coverage for you. To find a broker in your area, log on to a website like http://www.lifeinsurancewiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you. Good luck!

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