Question:

What is a good short term health insurance plan just for office visits and prescription medicine?

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so far i found this. Would it be good for me? i just want office visits and prescription medicine. Since in a few months im going to be covered by my employer. So i just need temporary insurance.

Deductible

Individual:$750

Coinsurance

20% after deductible

Out-of-Pocket Limit

Individual:$2,500

Includes deductible

Office Visit

Primary Doctor

$40 Copay, PCP, SP and severe mental health combined 6 visits max per year

Specialist

$40 Copay, PCP, SP and severe mental health combined 6 visits max per year

Periodic Health Exam

Not Covered

Periodic OB-GYN Exam

Not Covered

Well Baby Care

Not Covered

Chiropractic

Not Covered

Mental Health

$40 Copay, PCP, SP and severe mental health combined 6 visits max per year; nonsevere not covered

Prescription Drugs

Generic

$15 Copay

Brand

$35 Copay

Non-Formulary

$50 Copay

Separate Rx Deductible

$250 Individual

Mail Order

Not Available

Outpatient Lab/X-Ray

20% Coinsurance after deductible

Emergency Room

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4 ANSWERS


  1. You're looking at the benefits.  Consider how inexpensive most short term plans are too.  Most people buy short term health without the intent of using but just in case something major happens.  If you intended to make claims, the cost would be much higher (insurance is for unforeseen risks, not known risks).

    Buying a short term plan for $200 a month that covers weekly chiropractic visits ain't going to happen.

    Good luck and remember that it's only temporary.


  2. hello,

    if you want read something about health insurance

    i just come accross this blog which may help you

  3. Use https://www.temporaryinsurance.com/stm/(...

    You can quote and apply online and I GUARANTEE that they will  beat any rate you've seen thus far. If you have any questions... Cal the owner, Jesse @ 602.412.3126.

  4. There is a bunch of useful information like articles,pictures,videos here to help answer your quetion.http://health-insurance.expert-tip.info/...

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