What is a memo debit?!?! HELP PLEASE

Question

Okay out of nowhere I see $1,759.00 deducted from my chase checking account and for description is says "Memo Debit." I'm about to have a heart attack because its too early to call chase. What the h**l is going on?!? Please help.

Answer 1

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Answer 2

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Answer 3

 It means they are holding everything but $100 of the last check that was deposited in your account, very annoying just happened to me this morning. We deposited my girlfriend's check in my account all of a sudden  I see MEMO DEBIT on my account for the amount $100 less than the check.

Apparently Chase holds the funds for 24hrs or util it gets checked by the fraud dept. Even though it was a chase check

Answer 4

Call your bank it appears the banks are using a new word. I saw this on
my bank statement for the first time today, I have been in accounting for 45 years and have never seen the word MEMO DEBIT. I have a call in to my bank to make sure this is not a repeat item, I Wrote A Check for that amount period no auto anything.