What is considered a good credit score and how long do accounts stay on your report?

Question

What is considered a good credit score and how long do accounts stay on your report?

Answer 1

Good Accounts for many many years, bad accounts stay 7 and ONE HALF (180) days after the account goes delinquent.  That is in the USA.

Answer 2

FICO doe's not have a ranking scale but this is how the largest credit union in Oklahoma sees it;

Elite 740 & up

Prime 700-739

Preferred 660-699

Standard 625-659

Sub-prime 624 & lower

As far as how long accounts show if they are derogatory they show for 7-years from the date of first delinquency if they are good accounts they can show for anywhere from 10-15 years depending on the lender.

Answer 3

A good credit score would be a number higher than 650.  Try to get yourself in the 700 range and you'll be set.  

Hope this helps!

Answer 4

Credit scores from 750 up are in the highest bracket.  Most accounts will stay in your credit history for 7 years.

Answer 5

720 and up is GOOD but most people don't have that. Things stay on for 7 years.  

Answer 6

If you want to see your credit report AND credit score, you can do it for free on this site.