Question:

What is going to happen next?

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I was recently in a car accident and I was found at fault. However I was driving a friends car who failed to tell me they do not have insurance. Since I have been found at fault what is going to happen next. Am I going to have to pay for their damages or are they going to go after the owner of the car? If you would please help I would really appreciate it. This is my first accident and I don't know what to expect.

Thanks in advance,

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5 ANSWERS


  1. The other person involved in the accident will report it to their insurance...their insurance will go after the registered owner of the car, your friend...your friend will HAVE to go after you...you will HAVE to pay for all the damages! Unless you dont value your friendship...in that case...dont worry about a thing! But YOU are ultimately the one at fault and YOU should pay and help your buddy out!


  2. well first of all.. this is probably gonna be a very long drawn out process that is probably going to take a year or more to straighten out. this is what's going to happen....

    the driver/owner of the other car will turn in a claim with their own insurance company... they will be turning in what is called an Uninsured Motorist claim... this means that they were hit by someone who doesnt have insurance. Their insurance company will then pay for their damages...but then the insurance company will go after the owner of the car you were driving for the cost of the damages. so if it cost the insurance company paid $8,000 to fix the car... then they are going to sue your friend for $8,000.  

    i suppose your friend could then come after you for that $8,000 but i highly highly doubt that they will be able to do that because it's illegal to loan out any vehicle that isnt properly insured.

    if you have any questions, feel free to email me at jose.clair@yahoo.com

  3. Were you ticketed for driving without insurance? You were driving, therefore you are responsible.

  4. Your friend will have to pay

  5. Well the people are probably going to sue you to get the damages taken care of, because if they turn it into their insurance company their insurance goes up.

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