What is needed for my moped?

Question

I am 16 and live in Virginia. My moped don't need a license plate. I am wondering if i need an insurance. If I do where can i get one?

This is my moped

http://www.tomosusa.com/pages/model/nitro50

Answer 1

The 1999-2000 Virginia Driver's Manual p.3-10 specifies: "Mopeds: Under Virginia Law, a moped is a bicycle-like device with pedals and a helper motor. The motor cannot be rated at more than two horsepower or enable the moped to travel more than 30 MPH. Moped riders must be at least 16 years old and must obey all rules of the road. As a driver, treat moped riders with the same care given to any other vehicle driver. Although you do not need a driver's license to operate a moped, you may not operate a moped if you have been adjudged a habitual offender and your license is suspended. You may not operate a moped if your license has been suspended for failure to file financial responsibility with DMV." There is no reference whatever to mopeds in the Virginia Motorcycle Operator Manual. There are numerous specifications for mopeds within the state Transportation Code, some of which are picayune, but common sense is the prime consideration (unlike Maryland or DC), and local jurisdictions may impose particular requirements more stringent than the state code.

It doesn't say you must have insurance, but it would be a very good idea to have it nonetheless.