What is the average car insurance rate for a single 25 y/o female in NY; no accidents or tickets.?

Question

What is the average car insurance rate for a single 25 y/o female in NY; no accidents or tickets.?

Answer 1

No such thing as average rate. What vehicle are we talking about and how is the vehicle going to be used? Any other drivers?

Answer 2

The biggest factor is going to be where the vehicle is garaged in NY.  I used to sell insurance in NY and somebody living in NYC would have rates 4-5 times higher (sometimes more) than a comparable driver living in upstate NY.  Also, there are far too many individualized factors to claim an "average rate".  Things such as credit and insurance history.  Type of vehicle, usage and mileage.  Previous claims history (even claims not related to an accident, like a glass claim).  Previous insurance liability limits.  Relationship status (married drivers get lower rates typically).  Eligibility for discounts.  Lots and lots of things go on behind the scenes to determine your rate.  Just call around or go online for quotes, it doesn't take too long.  Progressive's program that gives you rates of other companies is also pretty accurate.