What is the average cost of utilities I can expect to pay each month in a 2 br apartment in Southeast GA? Thx!

Question

I am moving out for the first time from my parents and they have always paid for everything so I don't know the cost of things :( They don't know that I am moving out yet or I would ask for their help. So any suggestions will help! Also I have no idea the average cost of car insurance. I do pay them some money per month but not the total amount. I am 20 and drive an '03 Honda Accord. Thank you so much in advance!

~Megan

Answer 1

It will depend on what utilities your apartment complex covers, which is usually just heat and water.  Electricity, which is really your only necessity, would be around $55-60 per month until summer hits.  Using air conditioning can double that very easily.  Add cable and Internet and you're looking at another $80/month.  Car insurance will be your killer.  Since you are under 25, you'd probably be looking at $250/month, but that really depends on your area.  In case you're wondering, it's cheaper with your parents because they have you in a group policy (though it's not much of a discount).  You will want to log on to State Farm or Progressive's websites to get a more realistic number.  Also, you may want to consider a renter's insurance policy to protect your belongings.  Having had my apartment broken into, that extra $20/month, it was great to not have to replace my things using my own cash.