I accidentally backed into someones garage door and it either needs to be repaired or replaced. I'm not really sure what kind of door it is...it feels like vinyl on the outside but I'm not sure if there is steel under that? Anyway, three out of the four horizontal sections are dented. Can anyone tell me ballpark what it would cost to fix or replace? I'm just wondering if it would be a whole lot more than my $500 insurance deductible and worth just paying out-of-pocket, or if I should just file a claim first. (It's 6 am and no garage repair shops are open, otherwise I would be calling them). Any help is appreciated, thanks!
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