What is the best auto-insurance company with, best rates, coverage and so on.... ???

Question

What is the best auto-insurance company with, best rates, coverage and so on.... ???

Answer 1

There is no ONE company that fits everyone's needs.

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!

Answer 2

I have found that many people like to go on line but, when you have a problem or would like to speak with the same person on line is not a good thing.  I would go to a local agent or brokers office.  Some brokers charge a fee I would ask that up front, agents do not.

Answer 3

GEICO, cheapest, definetely

Answer 4

allstate

Answer 5

For low premiums, great service & good response to claims check out this link >>

http://www.cash-loans.co.za/insurance-qu...

Answer 6

It varies very greatly by area, car make, etc.  Nobody here can give you an accurate answer.

I would suggest you go to a couple of insurance comparison price web sites, enter your information and see what they come up with.  Ive had good results with insure.com previously.