What is the best car alarm system, that would also lower my insurance?

Question

I own a 2003 Toyota Corolla CE. My car insurance is moderately expensive, and I've been told that installing an alarm system would help lower my insurance. But I don't want a cheap alarm that can be easily set off by someone's sound system.

Answer 1

Have you checked with your insurance company to see if the alarm will really help? Most companies don't give a discount for an alarm, especially if theft isn't that big of a deal where you live. Before you spend money on the alarm, call the insurance company.

Answer 2

It should lower your premium. Try using http://My-InsuranceSearch.com to compare car insurance rates for all the major providers in your area.

Answer 3

As the poster above me said, check with your insurance company to find out if there's anything they do or don't cover. BUT, because Toyotas of pretty much any kind (along with Nissans, Hondas, etc.) are a hot car, they're going to have high theft insurance. My advice would to be to consider an ignition kill alarm (where you need your key to start the car) or something like Lo-Jack - but that can be pricey.