What is the best /cheapest way to purchase insurance for a teenagers?

Question

Do I insure the vehicle in my name only and not list my 17 year old as the primary driver? Will this affect his future insurance prices? Any help would be appreciated. Thanks.

Answer 1

Call 1.800.esurance , they have a youthful driver discount every six months until the age of 25 for young drivers.

Answer 2

In car insurance, the word "teenager" and "cheap" are impossible. The best thing to do is get your teenager a car that is paid for and  insure it liability only. That way the premium will be at least half what it would be on a vehicle with comp and coll insurance. The biggest mistake most parents make is they allow their 16 yr old to get a brand new car not knowing beforehand how much the insurance will be until after they already bought it! GET QUOTES FIRST! If they are good students most companies offer a good student discount. Also some companies IE Farmers offer an additional discount if the teenager watches a driving safety video and answers some questions. Teach your new driver how to be responsible and in a few years the rate will be less due to experience.

Answer 3

Add him to your policy as an additional driver.  If he is the primary driver, he should be listed as such.

Answer 4

"Teenager" and "cheap insurance" do not mix.

Teach your son/daughter to be a good driver, pay attention, reduce distractions (no cell phones and no texting while driving). etc.  He/she will develop a good driving record and that will help.

Good Luck