What is the best dental insurance for major work that needs to be done?

Question

It would be for periodontal disease care and whatever else comes along with it. A good comprehensive place is needed

Answer 1

You are going to have to call insurance agents, and research this.  The biggest problrm you are going to have, is will they condier the disease a preesiting condition;  If they do the insurance is worthless.

Answer 2

First check with a local agent, or your current health insurance agent if you have it. Find out what options you may have, as well as what it will cost in monthly premiums and what is or is not covered and what you will have to pay out of pocket as well.

Quite often dental insurance is a bit pricey and doesn't necessarily cover what's needed to be done enough so that it's even worth having the insurance. And many people would rather just pay out of pocket to go to the dentist rather than even use insurance.

There is another alternative however. At the very least you should save a great deal on your out of pocket should you be in the situation that you can't get the insurance, or it simply is not worth it based on your situation.

Take a look at the site. http://www.mybenefitsplus.com/cberney Click on Locate a Provider so that you can see who participates in your area. You will even find phone numbers for each of the Dentists listed. Go ahead and call them up. Ask for an estimate of what it will cost if you were to get the dental work you needed done and were paying cash, no insurance. Then, ask what it would cost should you be an Ameriplan member and use that discount. This should be able to help you decide whether or not a plan such as this will indeed help with your situation.

I have used the plans for over 2 years and it's definitely saved me enough to make it worth my while to keep it, even if it's only for a few visits throughout the year.

Hopefully this will be able to help you out a bit!

Answer 3

There are a plethora of resources available for anyone looking for a dental insurance and finding the right one can be quite a task. The internet is an extensive resource which can be used as a research aid when it comes to looking for a new dental insurance. There are many independent, unbiased and consumer oriented sites which are in operation. These sites provides for a through comparison between the various available dental insurance policies.