What is the best health insurance policy I could afford?

Question

I'm 23 and I only make like $17,000/yr.

Answer 1

Perhaps You ought to google it first ,nevertheless if you prefer some direct resource ,here might be your choosing.

You will find much more useful suggetions and tips for your question.Good Luck for you.http://health-insurance.expert-tip.info/...

Answer 2

Hi, Have you tried a website called http://usa.insurancemall.in - this website gives the best health insurance covers available.

Answer 3

That question can't be answered here. you need to Find an Broker to assist you. I suggest you use yellowpages.com to search for health insurance brokers in your area.

Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance.

A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.

Answer 4

If you are healthy then you will want to purchase an individual health insurance policy from a big trusted company like United Healthcare, Aetna, Blue Cross, Humana, etc. Compare quotes from at least 3 different companies to find the best rate.

Make sure that the policy has comprehensive major medical coverage in case something major happens to you (cancer, surgery, etc.).

Choose a plan with a higher deductible to lower your monthly premium cost.

It is quite easy in most states to find a good plan for under $100/month at your age as long as your are relatively healthy.

Here is some more information on how to find inexpensive health insurance coverage:

http://www.healthquote360.com/Cheap_Heal...

Answer 5

You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price.

Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.

If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low copays your monthly premiums will be significant.

On the other hand if you are young and healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.

Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.

Use the Internet to educate yourself but use an agent to purchase the coverage.