What is the best route to take to repair poor credit.?

Question

Imake good money but always have had bad cridit I want to buy me a home this year.

Answer 1

get some credit cards but cut them up and dont use them it will build your credit

Answer 2

Go to http://www.annualcreditreport.com/ pay off what you owe.The best way I found to restore credit is to borrow funds just to hold them on deposit, make some interest payments, then give back the deposit to pay off the loan.For example 25,000 Initial Payment $750 and your Monthly Payment will be 39.58. If you agree to just hold the funds on deposit, http://creditloader.com will let you borrow the funds with NO CREDIT CHECK.  After three months my score went up on a few bureaus.

and if you are trying to buy a house this  works great for getting

Down Payment Assistance

Answer 3

You can use credit repair agency to fix your credit - for example this one - http://freecreditreport.sinfree.net - They can clean lots of such bad stuff from your credit report - and do it much faster than yourself, so your credit will go up fast.

Answer 4

If you have any credit card balances pay them off immediately.  Otherwise the best way is to rack up charges and pay them off every month.  That's basically the way to do it

http://www.buildcreditblog.com/credit-sc...

Answer 5

1st talk to a realtor or a lender you want to use and they'll run your credit and tell you what you need to do, if anything to buy a fha home all you need is a 620

Answer 6

This is a good article to read on repairing your credit, http://www.monitorbankrates.com/how-to-b...

Answer 7

It will take longer than a year, but for starters, pay everything on time.  Actually getting a few items paid down would not hurt either.  Bat items will take seven years to roll off your credit report.

Answer 8

This is free to look at and most of the advice is free to!

http://www.expert-credit-advice.com/affi...

Answer 9

F-R-E-E that spells free credit report dot com baybee :D

jk.