What is the best starter credit card?

Question

i just need to build a little credit..

and don't say i don't need one!

Answer 1

Chevron or Shell Gas card. Just pay it off at the end of every month to avoid interest. You also get reward points for discounts & free gas gift cards as you build up to certain points as the more times you use the card. The key again being to pay it off every month & you will build good credit very fast.  

Answer 2

Sharing my own experience I can say that I began with student credit card. It helped me greatly as it offers the best options for young people. Don't be afraid of owning a plastic. If you are careful, you are sure to have a successful financial future. I advise you to visit the following website: http://www.creditcardspecialist.com/Stud...  I have found the card that suits me.  

Answer 3

Get a card that you cannot use everywhere, and use it for something that is useful. Eg, if you have a car, then get a Sears credit card, because a) you can only use it at sears and b) you can use it to help you repair your car, or get new tires.  

Answer 4

With the help of internet anything and everything is easy these days. And with your question, i could say its nothing and I believe the below link will help you.

http://credit-cards.awardspace.com/

And remember eveything in Internet is free these days and I hope you enjoy. Thanks.

Answer 5

Get a student credit card, easiest to get, IMO.

Answer 6

credit cards are traps! trust me u will be swimming in debt in no time

u can build credit in other safer ways like cell phone bills or other kind of things like that. credit cards are the most risky due to their high rate or interest and easily abusable ways.  

Answer 7

If you have a limited credit history, you won't be able to qualify for most 'standard' credit cards. Here's some examples of offers for people with little or no credit:

http://www.asapcreditcard.com/poor-credi...

While these offers tend to have higher interest rates and additional fees, they'll help you establish you credit history and improve your credit score. Eventually, with regular on-time payments you'll be able to qualify for a better offer. But for now you'll be limited...

I would recommend Orchard Bank or Capital One in your situation...

Answer 8

www.creditrepairuniverse.net

Learn everything about repairing and building credit

A secured credit card is the best way to go to start credit off.

HSBC Orchardbank.com offers one- $250 and $500

Tribute and aspire offer them also but its not secured they charge you $150-170 to get it with limit of $300 but on the good side you can build up to $1000 in 6 months and then get a better card.

Answer 9

Capital One.. dont know where your from though and even if they have that where you are... but it was a good starter card for me.

Answer 10

A debit card, you use it like a credit card but you use your own money. You dont 'build' your credit rating like that, as long as you dont have any defaults 'unpaid bills' your credit will be fantastic

Answer 11

visa