What is the best way to Invest Rs.100000/-.... In India?

Question

What is the best way to Invest Rs.100000/-.... In India?

Answer 1

If you are ready to take risk invest for long term in Mutual Funds as if you will stay for 10 years you will get a huge and amazing return or else you have to invest in fixed schemes like MIS (Monthly Income Scheme) or F.D. (Fixed Deposits in Post Office or in Banks), etc.

Answer 2

purchase some land.That is confirmed growth of our money and safety.

Answer 3

Every things needs planning....First you should decide if you want to invest it for long time or short time.

For long time ...again you have to decide...how many years you want to lock this fund......Real Estate in best for long term ..for an year and more

For short term ..investment ...it is the stock exchange.,because if you buy the share when it is at its lowest...you are sure going to reap...you have to wait for 6 months time

Answer 4

By the way you have framed your question, it appears you are someone who has got started into thinking - how best to multiply  my money?? So I will try to answer your question from a broad canvas. Consider the following:

There is nothing like starting early, in your investing life and use the power of compounding to your advantage. To understand power of compounding, consider this excellent article at http://www.valueresearchonline.com/story...

Next, you can invest in a mix of the following strategies, depending on your investing risk profile, as indicated below. Invest only those funds that you do not need. Use these funds to invest wisely. You need to remain invested for the long term, since you want capital growth.

Conservative Risk Profile (you seem to be of this type; someone who wants his principle to be secure and is looking for a decent growth over the long term)

1. PPF (Public Provident Fund) - account can be opened with any State Bank of India branch. This gives you a compounded 8% return per year, is currently tax free, and is the safest instrument available. Invest 50% of sparable funds in that

2. A Balance fund like HDFC Prudence Fund - This Mutual Fund invests in both equity (65%) and debt (35%) instruments. This is one of the safest funds with a great track record of over 14 years, and has been giving a compounding return of around 20-25% per year. This fund has one important virtue: it manages to lose less than the category average in periods of downside. Couple this with its tendency to top charts & you get a safe & sure fund in HDFC Prudence. Invest 30% of the funds in HDPC Prudence.

check out HDFC Prudence fund analysis at

http://www.valueresearchonline.com/funds...

3. Equity Diversified MF -like SBI Magnum Contra, Reliance Growth.

These are funds having a very good long term record in delivering great returns with low to average risk. They have figured among the top fund ratings for a very long time. Invest the balance 20% in funds like these

Check out more on the top rated funds at http://www.valueresearchonline.com/topra...

Moderate Risk Profile (someone who can take a little more risk with some of his money)

PPF -40%; HDFC Prudence -30%; SBI Contra or Reliance Growth fund -30%

Aggressive Risk Profile (someone who can take higher risks with some of his money)

PPF-20%; HDFC Prudence -30%; SBI Contra or Reliance Growth - 50%

Answer 5

Put the amount into a liquid fund and then withdraw and buy shares of companies showing increasing profit and sales for the last 5-10 years with every dip in their share prices (or just give a SIP instruction and divert about 5K each month into a good equity fund.

Answer 6

First decide on the three criterias required for investment :-

1. What is your risk taking ability

2. What returns you expect

3. What period you can lock the principal amount

Answer 7

Vijay. Try investing in diamonds with Canadian Diamond Traders. The website id www.cdtforever.com/dtp The returns are quite substantial

Reffered by dazzler1.

Good luck.

Answer 8

Well I think you should invest this money into a kind of hi tech kotha.... So you can gain from kotha property as well as kotha employees also :-)

Answer 9

The best investment is- Give the money to me