Question:

What is the best way to compare heath insurance?

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It all seems ridiculously confusing to me. Seems cost prohibitive in most cases but I can't get it from work.

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4 ANSWERS


  1. Ask Heath


  2. You'll need to decide what is important to you.  Doctors in network? Premium?  Deductible?  Rx coverage?

    This is a great tool to compare:

    http://www.realsimple.com/realsimple/con...

    Here are some comparison sites:

    www.ehealthinsurance.com

    www.healthinsurance.com

    www.insureme.com

  3. The best way to compare is through a local agent that works with all the major companies in your area. The agent can explain what is covered and, more importantly, what is excluded with all the policies. With health insurance you get what you pay for. If you shop price you will get burned, maybe not this year but sometime in the future. The agent will find the best policy for your situation and budget. There is no extra charge using an agent.

    Do not try to do this over the internet. It'll take you several days to intelligently compare all the plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process.

  4. Try this..

    This is simple. This is Online and you could buy your choice policy now.

    American Health - http://usa.insurancemall.in/health.aspx

    Good Luck..

    Manish

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