What is the best way to invest $15,000 over the next year with medium risk?

Question

What is the best way to invest $15,000 over the next year with medium risk?

Answer 1

Depends on your time horizon for this money.  Need it within 1 year?  3 years?  5 years? 10+ years?

Answer 2

Risk is a great word that is often misunderstood and used by media commentators, and financial advisors.

I would suggest you think about risk differently that you probably have considered. Most would say the less risk is by buying and holding a stock over the long term. Well consider this, can the weatherman better predict if it will rain or shine next Monday, or 6 mondays from now? Well, of course, next Monday. Why? Well, there are certain weather patterns, seasonal factors, etc. that influence the likelihood of rain or shine. Investing is the same, the same factors that start a stock moving in your favor today, may not be present 6 weeks, or 6 months from now. However, in the short term, you are very likely to be right and profitable. So, let me ask again, which is more risky, buy and hold or buy for a shorter term move, and take profits, or take small losses if the move doesn't work out?

If you are able to think about risk differently now. You are ready to self manage your own money. Stock selection can be difficult, some stock picking services can be helpful. You might want to paper trade a few and see how they work out before putting real money to work, but you may find they present the medium risk you are looking for with the most gain.

Read this article selecting a stock alert service, and consider if it suits you.

http://www.prweb.com/releases/2008/6/prw...

Answer 3

My vote goes to Forex trading. While the risk is there the pay-off can be massive.

If you're interested in a Forex trading system I recommend checking here: http://forex-tracer.the-perfect-solution...

They've reviewed the top three selling trading systems.

Answer 4

A GOOD answer would require more information, but.

Medium risk would be spreading your money evenly between a couple of index funds or mutual funds.

Medium risk with greater potential upside could happen by buying a couple of huge companies that have been out of favor for a while. (there's always a risk of incurring scorn for suggesting particular stock names, but your money will be pretty safe)

You could purchase shares of GE, or another similar company(s) that has had a good dividend, relatively flat stock price, and improving price to earnings ratios for a long time.

If the market and the stock do nothing, you will have collected the dividend. The chance the stock goes down significantly are very small, and there's a possibility that the stock's price goes up by a healthy margin.

Do your own research, and diversify (but not too much.)

Cheers

Answer 5

My suggestion:

Invest your money in Europe with NO RISK at 10% a year

$15,000 at 10% APY=$24,157 after 5 years

Please check my profile and email me more information about your plans and needs, and I'll give you a good advice.

Good luck!

Answer 6

There are lot's of great options.

To my mind the best way to invest money is to invest in someone's business. It's safer and more profitable. I have invested in my friend's small business and now I am getting guaranteed 40% annual interest. If you have $15K principal you would earn up to $6K per year.

I wish you success!

Answer 7

ford interst advantage account 4% Annual Yield