As I understand it, it's only a problem if you get diagnosed with a long term illness b/c then you get declined for coverage on behalf of a pre-existing condition. Obviously, if you get phsyically injured and have to go to the hospital w/o insurance, you're also screwed.
I'm 23. I'm looking at getting a new job, but I have to be at the new place 90 days before benefits kick in. Going on COBRA or getting independent insurance are both really expensive. At my age, I don't antcipate getting diagnosed w/ a disease. An ER visit could happen, but I'm willing to take my chances for a few months? Are these the only two circumstances that can burn me if I go 3 months without continuous coverage? Or is there another reason why so many people say it's HUGE to lose continuous coverage? It seems to me this is true for the baby boomers, but not young kids like me.
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