What is the cheapest car to insure for your first car (male driver)?

Question

im on my way to finally passing my driving test and im just wondering what would be the the cheapest car to insure, im looking for something a little classy...a mini 1000 maybe...but i just need a few ideas of whats avaliable!

Answer 1

My Mini is in group 6! No way im gonna be able to afford that!!!!

But really, there isnt one car that is the cheapest to insure. Just get an old ish 1 litre or 1.1 or even 1.2. but it will be £1000-£1500 a year

Answer 2

Mini... hmm, not a good option actually. It's better you go for a keicar like Daihatsu Terios/Toyota Rush...

Answer 3

toyota aygo are quality the tax is only 35 quid pluss the fuel is pukka  

Answer 4

Your insurance quote will vary immensely due to a few variables

Where you live

Your age

Your occupation

How many miles you intend to do annually

The voluntary excess you are willing to accept

Also (and this one is so true) the insurance company you use

Check around a lot, use comparison websites and don't be pressurised in to accepting the first quote

Good luck

Answer 5

it doesnt just go off age,it goes of insurance group,size of car,alarmed,garaged even down to your postcode.

Answer 6

Your best bet is to obtain a list of vehicles and their categories for insurance purposes. They range from category 1 to 22 and after that become a special quote. Most insurance brokers would be happy to give you a list.

Category 1 are the cheapest to insure, so check if there is any vehicle you fancy there, if not go to category 2 and so on.

You do not say how old you are, and as you know insurance for under 25's is expensive.

When you have a small list of vehicles you 'fancy' go back to the brokers (or on line) and check out the insurance price for each individual type. If you are buying the car for cash, 3rd party only insurance will be the cheapest bet. If you are having to finance the car, consider an insurance that will pay off the finance in the event it is stolen or trashed in accident.

Answer 7

something small and old as it will be a lot of money to insure what ever the car.

Answer 8

somthing slow and not 4wd....ive got a 98 pathfinder with 4wd and its fast as h**l and im payin 180 a month. im 16

try getting something like a civic or eclipse....somthing old....insurance on my cadillac is only 85$ a month because its a deville...things old

Answer 9

any 4 cylinder as long as its not a sports car

Answer 10

defo a mini i was about to write that just from reading your main headline lol

Answer 11

No way is a mini classy, but I therefore assume you're looking at older cars - cars are currently split into 20 insurance 'groups', ranging from the cheapest group 1 to the dearest in group 20.

Older cars such as the Mini could be insured as a 'classic' regardless of insurance group, and therefore at a much reduced cost.

You can check out vehicles by group here - from 1;

http://www.parkers.co.uk/insurance/Group...

to 20;

http://www.parkers.co.uk/insurance/Group...

Answer 12

Just make sure anything you get is not classified as a 'Sports Car'. My girlfriend has a 1999 Pontiac Grand Am with 4 cylinder...and because it has an air spoiler and it's a 2 dr coupe...it's a sports car. the rates are higher. Small cars are not always cheaper. Death rates are higher in the smaller ones....but then in the larger ones ( like a Suburban) you live, but who ever you hit dies. So look at the mid size cars....4 drs... and you should be OK.

Answer 13

If I were you I would buy something like a corsa 1.1 or fiesta  the smaller size engine will help you..Try and keep to so called english cars like ford or vauxhall, the insurance should be cheaper and the parts are plentifully .Now you will soon have a full driving license now comes the hard part keep that license nice and clean, don't do silly things that's going to cost you megabucks when you go to renew your insurance ,or worse get banned if you win 6 points within 2 years. Its hard work I know but its worth it at the end.

   I hope this helps you   Regards Mac

Answer 14

its not just a small engine that will get u cheap insurance, its the cars safety features and security aswell, my first car was a 1993 corsa merit, no air bags, no alarm, no power steering etc, if i were u i would go for something new or newish maybe a 1litre toyota yaris or a vw lupo 1litre, its all ways either german or japanese cars for me.

good luck anyway