What is the cost for business insurance ?

Question

it is a housekeeping business and only me and my husband work. but i was told that i need insurance.

Answer 1

It sounds like a not easy cracking nut,have a look here,you should find something useful for you.

http://insurance.online-assistant.info/i...

Answer 2

Yes, you should definitely have insurance.  It protects you and your clients.  Get a general liability policy and an $1,000,000 umbrella policy.  The general policy will be based on your annual revenue, the umbrella will probably cost about $150.00 a year.  Probably talking about 2-3K per year for a good policy.  Check with Zurich, they are very small business friendly.

Answer 3

Liability insurance for businesses is rated based on the liability exposure (likelihood of a claim).

Housekeeping should be considered a good exposure, which means that you should be able to find pretty decent rates.

In order to find out for sure you should request some quotes from free on line rating services one of the better consumer sites that I have come across has a page dedicated to business insurance you access the site at http://www.InsuranceEasy.org or you can click on http://mysite.verizon.net/ressg6c7/savin...